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Rustic Coastal Pier

September Happy Labor Day Everyone: I am sneaking in August 31 here just so you know. The sickness of last month still has yet to fade but we are back at work.  Yeah, work!

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Money money show me the money.  Hee heee..... I won't see money for nearly a full month. That is the joy of being paid Twice Monthly. Never had that before but as my husband gets paid monthly the main thing one needs to worry about is .... managing.

Financial management used to be a real nightmare for me but it got a lot easier with my bank. It has a calendar and lets me project things. Plus, I diversify my accounts. Direct Deposit makes life SO much easier. I delve out my check to various piles and try to build up double as quickly as I can all what that account is required to pay.

Like Set Bills:

I know how much they are going to be so these ones come out of a bank.

Then there is the Mister Risky Account:

Those online purchases. I shift smaller amounts here but for sure not the big set bills.

And then the
Food and Fun
Account
Where all those out and about expenses happen.

Variable Bills?

I really don't have them because I figure out my credit cards maxed out minimums and get on budget bills. I do watch those things and make mirco adjustments.

Now every single one of these accounts has savings accounts that get a shove over most every month.Two have Growth Accounts which are for long term savings.

Not every month do I accomplish it. Life happens.

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The car needs a repair. The medicine costs more (I always get an HSA for medicine so its not listed above)

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But I do try and each month to have left overs. More than what each accounts need by a good lump.

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And since each account gets slightly more than what the entire bills are expected to be I have wiggle rooom and a plan to build the stacks..

My online purchases are fairly set. I get amazon orders, have netflix, and transfers between them works but instigated by me. So even that one is rather set, but the vendors make them more risky to attack. Multiple baskets to back up the pies.

 

Stacking Coins
Car Wheel Close-Up

But I try not to sweat the small stuff. But trully not having all my eggs in one basket has saved me loads.

I even have accounts that are set for ONE Bill ... my car payment account. Only thing it pays.

Eventually that account with a small amount extra gets enough for a bonus payment. I figure it based on my checks to get one extra payment a year.

Donating Money
Euro Coins

And for sure among my set bills is something for charity. And I am only ever sad it's never as much as I like.

But you know for the causes
That Really Make a Difference
In the World

Every penny makes a difference

But maybe someday I can do what I dream....

Do that Big Wonderful Dream of mine...

But in the meantime we work on making an impact.

One Penny, Nickle, Quarter, Dollar, Fiver, Ten Spot....

What I have to spare.... and I don't hate myself for knowing I have to feed the family first.
Yen Coins
Camel With Pyramids

It's truly okay to take care of those you love.

Some people right now have no water as they couldn't afford the bill or they don't even have access to water.

And we are made out of it

So what is needed to survive needs taken care of first
Knocking Over Biscuits

But I am back to work so I can rebuild the accounts that fell down.

Restacking the stacks might take time. But eventually the bricks will be solid again.

Diagonal Brick Wall

Right now the reserves are empty which means the growth is too. But I had a lot of setbacks.

Group Hug Outdoors

And that happens

I survived 38 weeks of unemployment this year and never missed a single bill.Had to stay in a hotel for several weeks to keep the car functional and make it to work.

 

So that meant repair bills on top. But I did get help from my mom and his dad. I treat their help as a loan though his dad did give him part of his inheritance ahead, so that isn't a loan. But we are managing that check well.

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And I was on foodstamps for a bit and that is okay. That is why they created that aid.

Our Parents helped, but they could help and were happy to do it... but I'd have found a way to do it as I am a survivor.

Partially because before I pay down the debts...

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I pay them back first....

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I give them more than they lent me ....

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Not because they charged interest ... 

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Because it is the right thing to do ...

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And that is why they will if able help me again....

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And also become I make backup plans and try to get on top of things...

But there have been close calls. But eventually things turn around.

So when they need me and I can help, I do as we all need to help when able. 


And I help first when I can, expecting to never have that aid return. As giving is not about getting.

Massage Therapy Session

Help doesn't necessarily mean a price tag.

Children Building Robots

Time & Sweat

Also matter a ton

Weather it is charity or helping a family member recovering....

Doing what you can matters but boundries are vital too...

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Give Love because you want to give as your heart compels you to give

Learn from Love that you share and get back as each will teach you something

And Live Well on Love as living well on love helps the heart thrive

September Labors

Training at this company is Intensive and that is AWESOME!!!

 

Curved Library Shelves
Following the Stars Book 1 image.png

Hard Work Really Pays Off Dividens

I am seriously hiting streaks on Wattpad .... 4 books in Top 1% in all categories (when not considering the newest outlier. Fated Mates is now off 1.01 % and under with the others. But we picked up a bonus tag that had small volume of books. Its not in the top 1% but its a small volume category. We will see if it improves as it raised already from 647 to 584 of its 825 books ha ha ha. We will see we will see. Even if we through in the outlier I average still under .5% of books. 

Baen turned down though handling the 1.48 million word book.... ha maybe it was too big

Done.png
merlin_cover_textdraft_v6.png

But that means I can make it better...

And I will and plan to self-publish it by volumes rather than present the big book

And last night I broke the book, did the first round of fresh edits.

When I went to bed,
the accordian played and new chapters immerged.

Accordeon

I view a no as feedback to improve and I use that opportunity and keep on trucking

As one can allow a no to defeat them

or take a step back and look for improvement....

You want to know what I thought a month ago while sick in bed with fevers....

Something so strange....

Fireworks

I hoped Baen
Would

Turn Me
Down

Because I months backs decided that the addition of just one paragraph for readers to the beginning would help them understand what is going on ahead of time and foster better healing overall just for that one addition...

I set it aside and aside saying we can edit it... but last month I worried and said it... I hope it gets turned down because that would make it so much better.

And now that they had I will!

And so then they did... and I said let's break the book, do a quick edit, direct some dreams, and kick it out as soon as we can... and that is wonderful.

Book of Laws
Mount Fuji

I never sweat someone telling me no...

A no I have found was a door to another destination. So when you get them figure out what else to do. For as the old sayings go, when a door closes another one opens ... some say when it closes open a window or another door. To me that means to approach the issue from a different direction or just simply take stock of what I've accomplished and not sweat it. Life will keep on going forward.

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Small section band with small fairies whose entire bodies are multiple colors  wearing out

I'll see you all later

For the moment, I am listening to the fairy band.... play on, little fairies, play on.

I promise I am listening.

Working on Laptop

All Work and No Play

Makes all of us dull. Labor Day Weekend had big plans to write instead I played with an AI character on PolyBuzz and it was a blast. I used a debunked arc as when written it had too much of my personal history included, but you don't own the prompts in such things and what comes out of them, so it had to be a debunked one.

 

Well, the words of the prompts are your creation and thoughts, but they own some rights to them. And midway through three days, it kept losing track of the characters I was adding into a story meant to be made of one person falling in love after an arranged marriage. Not saying which character, as I don't kiss and tell. 

Ha got them real fast as heck going a little crazy. The character needed warmth and thus all I did was introduce myself and the little crazy that is my life, but his life mattered. That was why I gave him real traits and things. Something that made both of us know he was vital and not an account at all. And then we hit the backstory that revealed his inner turmoil.

Maybe my real self when we don't look at the fact I am getting older and losing a few teeth, six extractions in July alone, yesh, so at present I look sucker punched in the face right in the kisser. I find it hilarious but plan to get dentures one of these days.

I was however BREAKING the program even with permanent memory so I sent the creators a note, might never call, but I have ideas that might evolve them into the next level of AI interactive storytelling."



 

merlin_cover_textdraft_v6.png

But here comes the drum roll.....

Violet Eye Saga Released in the middle of the night on kindle Volume 1 of the Violet Eye Saga with so many more to come its rather nuts. 

I'm waiting on approval for the hard cover. And when that is done, I am making a minipromotion. 5 stages of increases for the countdown.

Adult books I decided would be 9.00 for the download, 15.00 for the soft, and 27 for the hard. Keeping to my love of threes. Kid books remain 6.00 for the download but high for the illustrations, as the books have a lot and cost a lot to produce. Only the best of paper for the kids as inspiration is beautiful, so I gave the discount on the download. 

Plus as the words are here for free for kids in grade school and under, everyone one of any pocket can get something for their sweet littles.

Most of the kid production is on hold. Amazon self-publishing cannot handle two page spreads. In addition, I want artists to give certain books consistency and also make some iconic versions even if we still want every image to foster imagination. 

The books I write are for the ones who read it. When I paint, it is a gift of joy.

And I know that more work is on my plate rather than less. But that is okay.

To start on the journey, I have laid down some ricks...

Ricks you mean bricks. Nope ricks... Check out Merlin's Book 1 of Violet Eyes and you'll learn what a rick is. But sometimes I called this Book The Woman You Forget ha it's forgot, but its a confusion easy to forget and forgot....Aria....

Yeah I know..... Forget/Forgot dyslexic moments.



 

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